Welcome to ACDCA!

Our agency was created to identify and assist those that need credit/debt counseling and guidance. We have two goals:

• Provide a service to people like ourselves, ordinary folks who have 'been there'.
• Give you the guidance you need so you can learn how to practice successful personal money management.

During our sessions we will address some terminology, learn about creating a spending plan, learn debt danger signs and solutions, credit report tips, budget development, and question/answer time, followed by a quick agency survey (tell us what you think).

Whether you are here to get some basic budgeting skills or to fulfill certificate requirements mandated by the new bankruptcy law, we can help you achieve your goals! It is our hope that you are able to leave here with a better understanding of money management. We look forward to you having that extra change in your pocket!