ALLEN CREDIT & DEBT COUNSELING AGENCY A chance for a New Beginning...

A New Beginning Before you can have your bankruptcy discharged you must take a debtor education session from an approved agency.  ACDCA became approved to issue certificates evidencing completion of a personal financial management instruction course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency's services. This course provides you with the vital information you'll need to develop a budget to keep your expenses in check with your income. You will learn the steps necessary for successful money management and how to use credit wisely.

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