A New Beginning
Before your bankruptcy can be discharged, you must take a debtor education
session from an approved agency. ACDCA became approved to issue certificates evidencing completion of a
Personal Financial Management Instructional course in compliance with the Bankruptcy Code.
Approval does not endorse or assure the quality of an Agency's services. You must have a
bankruptcy case number before taking this course.
This course provides you with the vital information you'll need to develop a budget
to keep your expenses in check with your income. You will learn the necessary steps
to successful money management and how to use credit wisely.